:root {
  --paper: #F5F8FC;
  --panel: #FFFFFF;
  --ink: #0B294F;
  --ink-soft: #53657A;
  --ink-faint: #7F8DA0;
  --wood: #C69327;
  --wood-deep: #9A6B12;
  --brass: #D8AA35;
  --brass-light: #F5D986;
  --sage: #2F6B5D;
  --sage-deep: #174D42;
  --navy: #123A6A;
  --navy-deep: #071D38;
  --espresso: #071D38;
  --line: #D9E2ED;
  --line-soft: #EAF0F7;
  --white: #ffffff;
  --shadow-soft: 0 20px 50px rgba(7, 29, 56, .1);
  --shadow-lift: 0 30px 70px rgba(7, 29, 56, .17);
  --radius: 10px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--paper);
  font-family: "Inter", ui-sans-serif, system-ui, -apple-system, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.65;
}
body.menu-open { overflow: hidden; }
a { color: inherit; }
button, input, select, textarea { font: inherit; }
img { max-width: 100%; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; z-index: 200; top: 12px; left: 12px; padding: 10px 16px; color: var(--paper); background: var(--ink); border-radius: 4px; transform: translateY(-150%); }
.skip-link:focus { transform: translateY(0); }

h1, h2, h3, .serif { font-family: "Fraunces", Georgia, serif; font-weight: 480; letter-spacing: -.01em; }

/* ---------- Top bar & header ---------- */
.top-contact { color: var(--paper); background: var(--espresso); font-size: .82rem; }
.top-contact > div { width: min(1160px, calc(100% - 48px)); min-height: 40px; margin: 0 auto; display: flex; align-items: center; justify-content: flex-end; gap: 24px; }
.top-contact span { margin-right: auto; color: #cbbfae; }
.top-contact a { color: var(--paper); font-weight: 600; text-decoration: none; }
.top-contact a:last-child { color: var(--brass-light); }

.site-header { position: sticky; z-index: 100; top: 0; background: rgba(255, 255, 255, .94); border-bottom: 1px solid var(--line); backdrop-filter: blur(14px); }
.header-inner { width: min(1160px, calc(100% - 48px)); min-height: 92px; margin: 0 auto; display: flex; align-items: center; justify-content: space-between; gap: 18px; }
.brand { display: inline-flex; align-items: center; text-decoration: none; }
.brand img { display: block; width: 172px; height: auto; }
.site-nav { display: flex; align-items: center; gap: 12px; }
.site-nav a { font-size: .75rem; font-weight: 550; text-decoration: none; color: var(--ink-soft); white-space: nowrap; }
.site-nav a:not(.nav-cta):hover { color: var(--wood-deep); }
.site-nav .employee-nav-link { color: var(--navy); font-weight: 700; }
.nav-cta { padding: 12px 16px; color: var(--white); background: var(--ink); border-radius: 999px; box-shadow: 0 8px 22px rgba(11,41,79,.16); }
.nav-cta:hover { background: var(--navy); }
.menu-button { display: none; border: 0; background: transparent; padding: 8px; }
.menu-button > span:not(.sr-only) { display: block; width: 24px; height: 2px; margin: 5px 0; background: var(--ink); }

/* ---------- Buttons ---------- */
.button { display: inline-flex; min-height: 50px; padding: 13px 26px; align-items: center; justify-content: center; gap: 10px; border: 1px solid transparent; border-radius: 999px; font-weight: 600; font-size: .96rem; text-decoration: none; cursor: pointer; transition: transform .18s ease, background .18s ease, border-color .18s ease; }
.button:hover { transform: translateY(-1px); }
.button-primary { color: var(--white); background: var(--ink); box-shadow: 0 10px 24px rgba(11,41,79,.17); }
.button-primary:hover { background: var(--navy); }
.button-secondary { color: var(--ink); border-color: var(--line); background: transparent; }
.button-secondary:hover { border-color: var(--wood); }
.button-brass { color: var(--espresso); background: var(--brass-light); }
.button-brass:hover { background: var(--brass); }
.button-ghost-light { color: var(--paper); border-color: rgba(247,242,234,.4); background: transparent; }
.button-ghost-light:hover { border-color: var(--paper); }

/* ---------- Hero ---------- */
.hero { position: relative; overflow: hidden; background: radial-gradient(circle at 88% 0%, rgba(216,170,53,.13), transparent 32%), linear-gradient(180deg, #fff 0%, var(--paper) 100%); }
.hero-grid { width: min(1160px, calc(100% - 48px)); margin: 0 auto; padding: 76px 0 56px; display: grid; grid-template-columns: 1.05fr .95fr; gap: 64px; align-items: center; }
.hero-kicker { margin: 0 0 20px; color: var(--wood-deep); font-size: .95rem; font-weight: 600; }
.hero h1 { max-width: 620px; margin: 0; font-size: clamp(2.6rem, 4.4vw, 3.9rem); line-height: 1.08; color: var(--ink); }
.hero-lead { max-width: 520px; margin: 26px 0 0; color: var(--ink-soft); font-size: 1.14rem; }
.hero-actions { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 34px; }
.trust-list { display: flex; flex-wrap: wrap; gap: 10px 26px; padding: 0; margin: 34px 0 0; list-style: none; color: var(--ink-soft); font-size: .9rem; }
.trust-list li { display: flex; align-items: center; gap: 8px; }
.trust-list li::before { content: ""; width: 6px; height: 6px; border-radius: 50%; background: var(--sage); }

.hero-frame { position: relative; border-radius: 16px; padding: 12px; background: var(--panel); box-shadow: var(--shadow-lift); }
.hero-frame::before { content: ""; position: absolute; inset: 6px; border: 1px solid var(--line); pointer-events: none; }
.hero-frame figure { margin: 0; overflow: hidden; border-radius: 10px; }
.hero-frame img { display: block; width: 100%; height: clamp(320px, 30vw, 440px); object-fit: cover; object-position: center 40%; }
.hero-frame figcaption { padding: 18px 6px 6px; display: flex; align-items: baseline; justify-content: space-between; gap: 12px; }
.hero-frame figcaption strong { font-family: "Fraunces", serif; font-size: 1.1rem; color: var(--ink); }
.hero-frame figcaption span { color: var(--ink-faint); font-size: .84rem; }

.hero-conversion-card { position: absolute; right: -26px; bottom: 72px; width: min(320px, 86%); padding: 18px; color: var(--white); background: rgba(7,29,56,.96); border: 1px solid rgba(255,255,255,.14); border-radius: 12px; box-shadow: 0 22px 50px rgba(7,29,56,.3); backdrop-filter: blur(12px); }
.hero-conversion-card > span { display: block; margin-bottom: 9px; color: var(--brass-light); font-size: .76rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.hero-conversion-card a { display: flex; align-items: center; justify-content: space-between; padding: 9px 0; color: var(--white); border-top: 1px solid rgba(255,255,255,.12); font-size: .9rem; font-weight: 600; text-decoration: none; }
.hero-conversion-card a:hover { color: var(--brass-light); }
.hero-conversion-card b { color: var(--brass-light); font-weight: 500; }

.conversion-strip { width: min(1160px, calc(100% - 48px)); margin: 12px auto 0; padding: 28px 32px; display: grid; grid-template-columns: 1fr 1fr 1fr auto; gap: 28px; align-items: center; color: var(--white); background: var(--ink); border-radius: 12px 12px 0 0; }
.conversion-strip div { display: flex; flex-direction: column; padding-right: 22px; border-right: 1px solid rgba(255,255,255,.14); }
.conversion-strip strong { font-size: .9rem; }
.conversion-strip small { margin-top: 3px; color: #B9C7D7; font-size: .76rem; line-height: 1.45; }
.conversion-strip > a { color: var(--brass-light); font-weight: 700; font-size: .88rem; text-decoration: none; white-space: nowrap; }

/* ---------- Diaspora ---------- */
.diaspora-section { position: relative; color: #E7DFD2; background: var(--espresso); }
.diaspora-inner { width: min(1160px, calc(100% - 48px)); margin: 0 auto; padding: 100px 0; display: grid; grid-template-columns: .95fr 1.05fr; gap: 76px; align-items: start; }
.diaspora-copy h2 { margin: 0; color: var(--paper); font-size: clamp(2.2rem, 3.6vw, 3.2rem); line-height: 1.14; }
.diaspora-lead { max-width: 500px; margin: 22px 0 0; color: #C9BCA9; font-size: 1.05rem; }
.diaspora-actions { display: flex; margin-top: 30px; align-items: center; flex-wrap: wrap; gap: 22px; }
.diaspora-call { color: var(--paper); font-size: .92rem; font-weight: 600; text-decoration: none; border-bottom: 1px solid rgba(247,242,234,.4); padding-bottom: 2px; }
.diaspora-services { display: flex; flex-direction: column; }
.diaspora-services article { display: grid; grid-template-columns: 1fr; gap: 6px; padding: 24px 0; border-bottom: 1px solid rgba(231,223,210,.16); }
.diaspora-services article:first-child { padding-top: 0; }
.diaspora-services h3 { margin: 0; color: var(--paper); font-size: 1.2rem; font-weight: 480; }
.diaspora-services p { margin: 0; color: #B7AA96; font-size: .94rem; max-width: 440px; }

/* ---------- Generic section ---------- */
.section { width: min(1160px, calc(100% - 48px)); margin: 0 auto; padding: 104px 0; }
.section-heading { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: end; margin-bottom: 60px; }
.section-heading h2 { margin: 0; font-size: clamp(2rem, 3.2vw, 2.85rem); line-height: 1.14; color: var(--ink); }
.section-heading p { margin: 0; color: var(--ink-soft); font-size: 1.02rem; max-width: 440px; }
.section-label { display: block; margin: 0 0 14px; color: var(--wood-deep); font-size: .92rem; font-weight: 600; }

/* ---------- Solutions ---------- */
.solution-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1px; background: var(--line); border: 1px solid var(--line); }
.solution-card { position: relative; display: flex; flex-direction: column; min-height: 400px; padding: 34px 30px; background: var(--panel); }
.solution-card.featured, .solution-card.dark-card { background: var(--ink); color: var(--paper); }
.solution-card h3 { margin: 0 0 12px; font-size: 1.5rem; }
.solution-card p { margin: 0 0 22px; color: var(--ink-soft); font-size: .95rem; }
.solution-card.featured p, .solution-card.dark-card p { color: #C9C1B4; }
.solution-card ul { margin: 0 0 auto; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 9px; }
.solution-card ul li { padding-left: 16px; position: relative; font-size: .9rem; color: var(--ink-soft); }
.solution-card.featured ul li, .solution-card.dark-card ul li { color: #D8D1C4; }
.solution-card ul li::before { content: ""; position: absolute; left: 0; top: 9px; width: 5px; height: 5px; border-radius: 50%; background: var(--brass); }
.solution-card > a { display: inline-block; margin-top: 26px; font-weight: 600; font-size: .92rem; text-decoration: none; border-bottom: 1px solid currentColor; padding-bottom: 2px; align-self: flex-start; }

/* ---------- Audit CTA ---------- */
.audit-cta { width: min(1160px, calc(100% - 48px)); margin: 0 auto 108px; padding: 56px 60px; display: grid; grid-template-columns: 1.3fr auto; gap: 40px; align-items: center; background: var(--sage-deep); border-radius: 4px; color: #E4E7DC; }
.audit-copy h2 { margin: 10px 0 12px; color: var(--paper); font-size: clamp(1.8rem, 2.8vw, 2.4rem); }
.audit-copy p { margin: 0; color: #CBD1BF; max-width: 480px; }
.audit-actions { display: flex; flex-direction: column; align-items: flex-start; gap: 14px; }
.audit-actions a:last-child { color: #D9DECC; font-size: .9rem; text-decoration: none; }

/* ---------- Project paths ---------- */
.project-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; }
.project-card { display: flex; flex-direction: column; }
.project-card > img { width: 100%; height: 300px; object-fit: cover; border-radius: 3px; }
.project-card-content { padding-top: 26px; }
.project-card-content span { display: block; margin-bottom: 10px; color: var(--wood-deep); font-size: .86rem; font-weight: 600; }
.project-card h3 { margin: 0 0 12px; font-size: 1.5rem; }
.project-card p { margin: 0 0 18px; color: var(--ink-soft); }
.project-card > .project-card-content > a { font-weight: 600; text-decoration: none; border-bottom: 1px solid var(--wood); padding-bottom: 2px; }

/* ---------- Advice ---------- */
.advice-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 36px; }
.advice-card { display: flex; flex-direction: column; padding: 32px 28px; background: var(--panel); border: 1px solid var(--line); border-radius: 4px; }
.advice-tag { display: inline-block; margin-bottom: 16px; color: var(--wood-deep); font-size: .84rem; font-weight: 600; }
.advice-card h3 { margin: 0 0 12px; font-size: 1.25rem; line-height: 1.32; }
.advice-card p { margin: 0 0 18px; color: var(--ink-soft); font-size: .93rem; }
.advice-card details { margin-top: auto; }
.advice-card summary { display: flex; align-items: center; justify-content: space-between; padding: 12px 0; color: var(--ink); font-weight: 600; font-size: .9rem; cursor: pointer; list-style: none; border-top: 1px solid var(--line); }
.advice-card summary::-webkit-details-marker { display: none; }
.advice-card summary span { font-size: 1.2rem; color: var(--wood); }
.advice-card[open] summary span { transform: rotate(45deg); }
.advice-card ul { margin: 0 0 16px; padding-left: 18px; color: var(--ink-soft); font-size: .89rem; display: flex; flex-direction: column; gap: 6px; }
.advice-card > a { margin-top: 16px; font-weight: 600; font-size: .9rem; text-decoration: none; border-bottom: 1px solid var(--wood); padding-bottom: 2px; align-self: flex-start; }
.advice-cta { display: flex; margin-top: 56px; padding: 30px 36px; align-items: center; justify-content: space-between; gap: 24px; background: var(--line-soft); border-radius: 4px; }
.advice-cta strong { display: block; font-size: 1.1rem; }
.advice-cta span { color: var(--ink-soft); font-size: .9rem; }

/* ---------- Method ---------- */
.method { display: grid; grid-template-columns: .85fr 1.15fr; gap: 70px; }
.method-intro h2 { margin: 14px 0 18px; font-size: clamp(2rem, 3vw, 2.6rem); line-height: 1.16; }
.method-intro p { margin: 0 0 30px; color: var(--ink-soft); }
.steps { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; }
.steps li { display: grid; grid-template-columns: 52px 1fr; gap: 22px; padding: 26px 0; border-bottom: 1px solid var(--line); }
.steps li:first-child { padding-top: 0; }
.steps li > span { font-family: "Fraunces", serif; font-size: 1.6rem; color: var(--brass); }
.steps h3 { margin: 0 0 6px; font-size: 1.2rem; }
.steps p { margin: 0; color: var(--ink-soft); font-size: .94rem; }

/* ---------- Insurance partners ---------- */
.partners { padding-top: 18px; }
.partners-panel { padding: 54px; background: var(--panel); border: 1px solid var(--line); border-left: 4px solid var(--brass); box-shadow: var(--shadow-soft); }
.partners h2 { margin: 12px 0 18px; font-size: clamp(2rem, 3vw, 2.6rem); line-height: 1.16; }
.partners p { margin: 0 0 12px; color: var(--ink-soft); }
.partners-heading { max-width: 760px; }
.partner-groups { display: grid; grid-template-columns: 2fr 1fr; gap: 38px; margin-top: 36px; }
.partner-group h3 { margin: 0 0 14px; font-family: "Inter", sans-serif; font-size: .88rem; text-transform: uppercase; letter-spacing: .08em; color: var(--ink-soft); }
.partner-logos { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.partner-logo { min-height: 112px; padding: 15px; display: flex; align-items: center; justify-content: center; color: var(--ink); text-decoration: none; background: #fff; border: 1px solid var(--line); border-radius: 8px; }
.partner-logo img { display: block; max-width: 90%; max-height: 62px; width: auto; height: auto; object-fit: contain; }
.partner-logo:hover { border-color: var(--brass); box-shadow: 0 9px 24px rgba(7,29,56,.08); }
.partner-brokeo { font-size: 1.55rem; letter-spacing: .015em; color: var(--navy); }
.partners-action { display: flex; align-items: center; justify-content: space-between; gap: 20px; margin-top: 28px; padding: 24px 28px; background: var(--line-soft); }
.partners-action span { color: var(--ink-soft); font-size: .9rem; }
.partners-action .button span { color: inherit; }

/* ---------- Audiences / about ---------- */
.audiences { display: grid; grid-template-columns: 1fr 1fr; gap: 70px; align-items: center; }
.audience-copy h2 { margin: 14px 0 18px; font-size: clamp(2rem, 3vw, 2.6rem); line-height: 1.16; }
.audience-copy p { margin: 0; color: var(--ink-soft); }
.signature { margin-top: 34px; }
.signature img { width: 220px; }
.values-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 1px; background: var(--line); border: 1px solid var(--line); }
.values-grid > div { padding: 28px; background: var(--panel); min-height: 150px; }
.values-grid strong { display: block; margin-bottom: 8px; font-family: "Fraunces", serif; font-size: 1.15rem; }
.values-grid p { margin: 0; color: var(--ink-soft); font-size: .92rem; }


/* ---------- Contact / quote ---------- */
.contact-section { display: grid; grid-template-columns: .85fr 1.15fr; gap: 64px; align-items: start; }
.contact-copy h2 { margin: 14px 0 18px; font-size: clamp(2rem, 3vw, 2.6rem); line-height: 1.16; }
.contact-copy > p { margin: 0 0 36px; color: var(--ink-soft); }
.quote-promises { display: flex; flex-direction: column; gap: 22px; margin-bottom: 36px; }
.quote-promises > div { display: grid; grid-template-columns: 30px 1fr; gap: 14px; }
.quote-promises span { font-family: "Fraunces", serif; color: var(--brass); font-size: 1.2rem; }
.quote-promises strong { display: block; font-size: .98rem; }
.quote-promises small { color: var(--ink-soft); font-size: .87rem; }
.contact-card { padding: 24px; background: var(--panel); border: 1px solid var(--line); border-radius: 4px; display: flex; flex-direction: column; gap: 4px; }
.contact-card span { color: var(--ink-soft); font-size: .87rem; margin-bottom: 6px; }
.contact-card a { font-weight: 600; text-decoration: none; }
.contact-card a[href^="tel"] { font-family: "Fraunces", serif; font-size: 1.5rem; color: var(--ink); }
.contact-card a[href^="mailto"] { color: var(--wood-deep); }
.contact-card small { margin-top: 8px; color: var(--ink-faint); font-size: .8rem; }

.quote-form { position: relative; overflow: hidden; padding: 40px; background: var(--panel); border: 1px solid var(--line); border-radius: 14px; box-shadow: var(--shadow-soft); }
.quote-form-header { display: flex; align-items: baseline; justify-content: space-between; gap: 12px; margin-bottom: 30px; }
.quote-form-header div span { display: block; color: var(--wood-deep); font-size: .82rem; font-weight: 600; margin-bottom: 4px; }
.quote-form-header strong { font-family: "Fraunces", serif; font-size: 1.4rem; font-weight: 480; }
.quote-secure { color: var(--sage-deep); font-size: .82rem; font-weight: 600; }

.quote-progress { display: flex; align-items: center; margin-bottom: 34px; }
.quote-progress > div { display: flex; align-items: center; gap: 10px; }
.quote-progress > div > span { display: grid; place-items: center; width: 30px; height: 30px; border-radius: 50%; border: 1px solid var(--line); color: var(--ink-faint); font-size: .85rem; font-weight: 600; }
.quote-progress > div.active > span { border-color: var(--ink); background: var(--ink); color: var(--paper); }
.quote-progress > div.complete > span { border-color: var(--sage); background: var(--sage); color: var(--paper); }
.quote-progress > div > small { color: var(--ink-faint); font-size: .82rem; }
.quote-progress > div.active > small { color: var(--ink); font-weight: 600; }
.quote-progress > i { flex: 1; height: 1px; margin: 0 14px; background: var(--line); font-style: normal; }

.quote-step-title span { display: block; margin-bottom: 8px; color: var(--wood-deep); font-size: .82rem; font-weight: 600; }
.quote-step-title h3 { margin: 0 0 8px; font-size: 1.5rem; }
.quote-step-title p { margin: 0 0 26px; color: var(--ink-soft); font-size: .93rem; }

.quote-choices { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.quote-choice { position: relative; display: grid; grid-template-columns: 1fr auto; gap: 10px; align-items: center; padding: 16px 18px; border: 1px solid var(--line); border-radius: 4px; cursor: pointer; }
.quote-choice input { position: absolute; opacity: 0; }
.quote-choice strong { display: block; font-size: .96rem; }
.quote-choice small { display: block; margin-top: 3px; color: var(--ink-faint); font-size: .8rem; }
.quote-choice b { visibility: hidden; color: var(--sage-deep); }
.quote-choice:has(input:checked) { border-color: var(--wood); background: #FBF6EE; }
.quote-choice:has(input:checked) b { visibility: visible; }
.quote-choice:has(input:focus-visible) { outline: 2px solid var(--wood); outline-offset: 1px; }

.form-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
label { display: block; margin-bottom: 18px; font-size: .9rem; font-weight: 600; color: var(--ink); }
input, select, textarea { display: block; width: 100%; margin-top: 8px; padding: 13px 14px; font-size: .96rem; font-weight: 400; color: var(--ink); background: var(--white); border: 1px solid var(--line); border-radius: 4px; }
input:focus, select:focus, textarea:focus { outline: none; border-color: var(--wood); }
textarea { resize: vertical; }
.field-help { margin: -10px 0 18px; color: var(--ink-faint); font-size: .8rem; }
.optional { color: var(--ink-faint); font-size: .78rem; font-weight: 400; }
.consent { display: grid; grid-template-columns: 20px 1fr; gap: 12px; align-items: start; font-weight: 400; font-size: .86rem; color: var(--ink-soft); }
.consent input { width: 18px; height: 18px; margin: 2px 0 0; }
.consent-marketing { padding: 14px 16px; background: var(--line-soft); border-radius: 8px; }
.consent-marketing strong { color: var(--ink); font-size: .78rem; }
.website-field { position: absolute !important; width: 1px !important; height: 1px !important; overflow: hidden !important; clip: rect(0 0 0 0) !important; white-space: nowrap !important; }
.submit-button[disabled] { opacity: .7; cursor: wait; transform: none; }
.quote-summary { display: flex; align-items: center; justify-content: space-between; padding: 14px 18px; margin-bottom: 24px; background: var(--line-soft); border-radius: 4px; }
.quote-summary span { color: var(--ink-soft); font-size: .84rem; }
.quote-summary strong { font-family: "Fraunces", serif; font-size: 1.05rem; }
.quote-buttons { display: flex; align-items: center; justify-content: space-between; margin-top: 8px; }
.quote-back { border: 0; background: transparent; color: var(--ink-soft); font-weight: 600; font-size: .9rem; cursor: pointer; }
.quote-back:hover { color: var(--ink); }
.quote-footer { display: flex; flex-wrap: wrap; gap: 10px 22px; margin-top: 28px; padding-top: 22px; border-top: 1px solid var(--line); color: var(--ink-faint); font-size: .82rem; }
.form-status { min-height: 20px; margin: 14px 0 0; color: var(--sage-deep); font-size: .88rem; }
.form-status.error { color: #9B4A32; }
.quote-success { position: absolute; inset: 0; z-index: 3; padding: 52px 44px; display: flex; flex-direction: column; align-items: center; justify-content: center; text-align: center; background: var(--panel); }
.quote-success[hidden] { display: none; }
.success-mark { display: grid; place-items: center; width: 54px; height: 54px; margin-bottom: 20px; color: var(--white); background: var(--sage); border-radius: 50%; font-size: 1.5rem; }
.quote-success h3 { margin: 0 0 10px; font-size: 1.7rem; }
.quote-success p { max-width: 430px; margin: 0 0 24px; color: var(--ink-soft); }
.success-call { margin-top: 15px; color: var(--wood-deep); font-weight: 700; text-decoration: none; }
.quote-success button { margin-top: 22px; padding: 6px; color: var(--ink-faint); background: none; border: 0; text-decoration: underline; cursor: pointer; }

.desktop-conversion { position: fixed; z-index: 90; right: 22px; bottom: 22px; display: grid; grid-template-columns: auto auto; gap: 2px 14px; align-items: center; padding: 12px 12px 12px 18px; color: var(--white); background: rgba(7,29,56,.96); border: 1px solid rgba(255,255,255,.16); border-radius: 14px; box-shadow: 0 18px 46px rgba(7,29,56,.25); backdrop-filter: blur(12px); transition: opacity .2s ease, transform .2s ease; }
.desktop-conversion span { grid-column: 1; color: #B9C7D7; font-size: .72rem; }
.desktop-conversion > a:not(.desktop-conversion-cta) { grid-column: 1; color: var(--white); font-weight: 700; text-decoration: none; }
.desktop-conversion-cta { grid-column: 2; grid-row: 1 / 3; padding: 11px 15px; color: var(--ink); background: var(--brass-light); border-radius: 9px; font-size: .82rem; font-weight: 800; text-decoration: none; }
.desktop-conversion.is-hidden { opacity: 0; transform: translateY(16px); pointer-events: none; }

/* ---------- FAQ ---------- */
.faq-heading { grid-template-columns: 1fr; }
.faq-list { max-width: 780px; display: flex; flex-direction: column; }
.faq-list details { padding: 22px 0; border-bottom: 1px solid var(--line); }
.faq-list summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; font-size: 1.08rem; font-weight: 550; cursor: pointer; list-style: none; }
.faq-list summary::-webkit-details-marker { display: none; }
.faq-list summary span { flex-shrink: 0; color: var(--wood); font-size: 1.3rem; }
.faq-list details[open] summary span { transform: rotate(45deg); }
.faq-list p { margin: 14px 0 0; color: var(--ink-soft); max-width: 620px; }

/* ---------- Footer ---------- */
.site-footer { color: #C9BCA9; background: var(--navy-deep); }
.footer-main { width: min(1160px, calc(100% - 48px)); margin: 0 auto; padding: 88px 0 56px; display: grid; grid-template-columns: 1.6fr 1fr 1fr 1fr; gap: 40px; }
.footer-brand p { max-width: 320px; margin-top: 20px; color: #9C8E7B; font-size: .92rem; }
.footer-logo { display: inline-flex; padding: 10px 14px; background: var(--paper); border-radius: 6px; }
.footer-logo img { width: 170px; }
.footer-main h2 { margin: 0 0 18px; color: var(--paper); font-family: "Inter", sans-serif; font-size: .88rem; font-weight: 600; }
.footer-main > div:not(.footer-brand) a { display: block; margin: 10px 0; color: #A99C89; font-size: .9rem; text-decoration: none; }
.footer-main a:hover { color: var(--paper); }
.legal-note { width: min(1160px, calc(100% - 48px)); margin: 0 auto; padding: 24px 0; border-top: 1px solid rgba(201,188,169,.15); color: #83765F; font-size: .78rem; }
.legal-note p { margin: 0 0 8px; }
.legal-note a { color: #D9C791; }
.footer-bottom { width: min(1160px, calc(100% - 48px)); margin: 0 auto; padding: 22px 0 30px; display: flex; justify-content: space-between; gap: 24px; border-top: 1px solid rgba(201,188,169,.15); color: #71654F; font-size: .78rem; }
.mobile-actions { display: none; }

/* ---------- Responsive ---------- */
@media (max-width: 1180px) {
  .menu-button { display: block; }
  .site-nav { position: absolute; inset: 100% 0 auto; padding: 22px 24px 32px; display: none; align-items: stretch; flex-direction: column; gap: 18px; background: var(--paper); border-bottom: 1px solid var(--line); box-shadow: var(--shadow-soft); }
  .site-nav.open { display: flex; }
  .site-nav a { font-size: .8rem; }
  .nav-cta { text-align: center; }
}
@media (max-width: 980px) {
  .menu-button { display: block; }
  .site-nav { position: absolute; inset: 100% 0 auto; padding: 22px 24px 32px; display: none; align-items: stretch; flex-direction: column; gap: 18px; background: var(--paper); border-bottom: 1px solid var(--line); box-shadow: var(--shadow-soft); }
  .site-nav.open { display: flex; }
  .nav-cta { text-align: center; }
  .hero-grid { grid-template-columns: 1fr; gap: 46px; }
  .hero-conversion-card { right: 28px; }
  .conversion-strip { grid-template-columns: 1fr 1fr; }
  .conversion-strip div:nth-child(2) { border-right: 0; }
  .section-heading, .method, .audiences, .contact-section { grid-template-columns: 1fr; gap: 40px; }
  .partner-groups { grid-template-columns: 1fr; }
  .diaspora-inner { grid-template-columns: 1fr; gap: 50px; }
  .solution-grid { grid-template-columns: 1fr 1fr; }
  .audit-cta { grid-template-columns: 1fr; text-align: left; padding: 44px 36px; }
  .project-grid { grid-template-columns: 1fr; gap: 48px; }
  .advice-grid { grid-template-columns: 1fr 1fr; }
  .advice-cta { flex-direction: column; align-items: flex-start; }
  .footer-main { grid-template-columns: 1.4fr 1fr 1fr; }
  .footer-main > div:last-child { grid-column: 2 / -1; }
}

@media (max-width: 680px) {
  body { padding-bottom: 70px; }
  .top-contact > div { width: min(100% - 32px, 1160px); min-height: 36px; justify-content: center; gap: 16px; }
  .top-contact span, .top-contact a:last-child { display: none; }
  .header-inner { width: min(100% - 32px, 1160px); min-height: 78px; }
  .brand img { width: 148px; }
  .hero-grid { width: min(100% - 32px, 1160px); padding: 52px 0 48px; }
  .hero h1 { font-size: clamp(2.15rem, 8vw, 3rem); }
  .hero-actions { flex-direction: column; align-items: stretch; }
  .hero-frame img { height: 280px; }
  .hero-frame { padding-bottom: 0; }
  .hero-frame figcaption { display: none; }
  .hero-conversion-card { position: relative; right: auto; bottom: auto; width: auto; margin: -18px 10px 10px; }
  .conversion-strip { width: min(100% - 32px, 1160px); grid-template-columns: 1fr; gap: 16px; padding: 24px; }
  .conversion-strip div { padding: 0 0 14px; border-right: 0; border-bottom: 1px solid rgba(255,255,255,.14); }
  .diaspora-inner { width: min(100% - 32px, 1160px); padding: 68px 0; }
  .diaspora-actions { flex-direction: column; align-items: stretch; }
  .section { width: min(100% - 32px, 1160px); padding: 66px 0; }
  .partners { padding-top: 0; }
  .partners-panel { padding: 30px 22px; }
  .partner-logos { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .partner-logo { min-height: 95px; }
  .partners-action { padding: 24px; align-items: stretch; flex-direction: column; }
  .solution-grid { grid-template-columns: 1fr; }
  .solution-card { min-height: auto; }
  .audit-cta { width: min(100% - 32px, 1160px); padding: 34px 24px; margin-bottom: 66px; }
  .audit-actions { align-items: stretch; }
  .audit-actions .button { text-align: center; }
  .advice-grid { grid-template-columns: 1fr; }
  .values-grid, .form-row { grid-template-columns: 1fr; }
  .quote-choices { grid-template-columns: 1fr; }
  .quote-form { padding: 24px 20px; }
  .quote-progress > div > small { display: none; }
  .quote-buttons { flex-direction: column-reverse; align-items: stretch; gap: 12px; }
  .quote-buttons .button, .quote-buttons .quote-back { width: 100%; text-align: center; }
  .footer-main { width: min(100% - 32px, 1160px); grid-template-columns: 1fr 1fr; gap: 34px 24px; padding: 60px 0 44px; }
  .footer-brand { grid-column: 1 / -1; }
  .footer-main > div:last-child { grid-column: auto; }
  .legal-note, .footer-bottom { width: min(100% - 32px, 1160px); }
  .footer-bottom { flex-direction: column; gap: 8px; }
  .mobile-actions { position: fixed; z-index: 150; inset: auto 0 0; display: grid; grid-template-columns: .8fr 1.2fr; min-height: 62px; background: var(--panel); box-shadow: 0 -8px 24px rgba(58,46,35,.14); }
  .mobile-actions a { display: grid; place-items: center; color: var(--ink); font-weight: 600; text-decoration: none; }
  .mobile-actions a:last-child { color: var(--paper); background: var(--ink); }
  .desktop-conversion { display: none; }
  .quote-success { padding: 38px 24px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition: none !important; }
}